Young.Under 35 and owned property: what are the new trends?(A. Martinengo) - FarodiRoma

2022-07-30 09:23:34 By : Ms. Angela Jin

More and more singles, at a young age, buy a house with the help of a mortgage.In 2021, the percentage of real estate requests only by the Under 35s increased by almost 2%, reaching almost 30% of the total requests.In the first six months of the same year, 70% of singles bought a house, while 30% opted for rent.The data cited derives from an analysis carried out by the Tecnocasa Group Research Department and reports that the sales carried out by people not engaged in stable relationships, by divorced or single subjects are constantly increasing.Source: https://www.prontobolletta.it/news/igiovanicompranocasa/What drives young people to buy a property?What motivates the Under 35s to buy a house is above all the desire to have a house of their own so as not to continue paying the rent.But not only.The increase in requests was also dictated by the entry into force of the Sostegni Bis Decree, published on 25 May 2021 and entered into force the day after.The Decree presents the necessary conditions for all young people who want to join:The list of participating banks and financial intermediaries is on the Consap and ABI websites and is constantly updated.To date, more than 200 banks have signed up.Is buying a house really a right investment?It is important to remember that before becoming your property, the house purchased with a mortgage is owned by the bank.Secondly, it is of the state.And finally, it's yours.Investing in a property could be one of the most retro Italian stereotypes as it is combined with the concept of stability.Although the home is an essential asset, it has undergone the strong influence of the changing society.In the past, the labor market was much more stable.Once they finished their studies, the only goal was a permanent job and more permanent contracts were generated.To date, trends have changed and the job market is changeable and flexible.The training path is changing more and more and it is within everyone's reach to have a job as a Freelancer or Digital Nomad.People travel a lot for business trips and relationships change too, with long cohabitations replacing marriage.Furthermore, starting a family with children is less and less of a priority.This is also why we are opening up to new ways of investing in properties and homes.But why does buying a house become a real investment?Anyone who chooses to buy a house of their own can also decide to rent it for a certain period.This could be beneficial as a property represents both financial security and a constant source of income over time.In the same way it is necessary to plan possible renovation, modernization and reorganization works of the spaces so that they are welcoming.To meet today's needs, a property obtains greater value if it is equipped with plants powered by renewable sources and if it has an Internet connection suitable for working in smartworking.Following these last considerations, the purchase of the first home remains a primary need.In the long run, a private home turns out to be an investment capable of giving serenity to the person, contributing to psycho-physical well-being in an important way.The choice to buy a house will have a significant relevance as whatever happens, there will always be a place to return to.Angelo Martinengo Senior Journalist, "Container World", FarodiRoma (Vatican) "Creator of modern mobile digital advertising with shipping containers" Genoa Ambassador to the World - Honorary Officer - appointed by the Mayor of Genoa Marco Bucci, October 12, 2018 - Municipality of Genoa , Liguria, Italy.eMail: , , .By using the site, you accept our use of cookies.more information I acceptThis site uses only "technical" cookies, such as navigation or session cookies and analytical cookies.By continuing to use this site without changing your cookie settings or by clicking on "Accept" you allow their use.